Our next fiscal year begins on May 1. Annual registration renewals for golf carts and boats are due by May 1 and notices were sent to all homeowners. May is treated as a grace period, so if you have not visited our office to renew your registration please be sure renew your registration before June when we will begin citing.
Golf Carts
-
Proof of insurance is required to register any golf cart. Owners can obtain golf cart insurance through an automobile or homeowner's policy. Unlike boat insurance requirements, there is no minimum liability coverage or additional insured clause required. The document will need to detail the following:
-
Member listed as "Name Insured" on the policy
-
Policy number and expiration date
Motorized Boats
-
All motorized boats (including those powered by electricity) are required to provide insurance upon registration. The Canyon Lake POA's requirements are very specific, which can make this one of the more difficult processes for members. We recommend contacting your agent to request a copy of your policy's "Declaration Page" which identify the following requirements:
-
Policy number and expiration date of policy
-
Our next fiscal year is quickly approaching (May 1), and it is the perfect time to make sure your boat and golf cart insurance policies are up to date and meet Canyon Lake POA's requirements.
-
Eligible member as "Name Insured" on policy (Prime, Associates, Lessees with Privileges)
-
Description of boat
-
$300,000 minimum liability coverage per occurrence
-
Canyon Lake POA named as an “Additional Insured” with our full address of: 31512 Railroad Canyon Road, Canyon Lake, CA 92587
What is "Additional Insured"?
The Canyon Lake POA requires that it be added as an additional insured on the boat policy. An additional insured is an organization or person that is extended coverage through the member’s policy in the event of an accident. Some insurance companies cannot use this exact term, but will use a similar one that will afford the Canyon Lake POA the same liability coverage.
For more details on your insurance company and the accepted terminology, please contact Member Services at 951-244-6841 x310 and our friendly staff will be happy to assist you!
